Privacy Policy

This privacy policy applies between you, the User of this Website, and Brocar LTD, the owner and provider of this Website. Brocar LTD takes the privacy of your information very seriously. This privacy policy applies to our use of any and all Data collected by us or provided by you in relation to your use of the Website.

Please read this privacy policy carefully.

Definitions and interpretation

In this privacy policy, the following definitions are used:

Data Collectively all information that you submit to Brocar LTD via the Website. This definition incorporates, where applicable, the definitions provided in the Data Protection Laws;
Data Protection Laws Any applicable law relating to the processing of personal Data, including but not limited to the GDPR, and any national implementing and supplementary laws, regulations and secondary legislation;
GDPR The UK General Data Protection Regulation
Brocar LTD, we or us Brocar LTD, a company incorporated in England and Wales with registered number 13157992 whose registered office is at Regus House, Fairbourne Drive, Milton Keynes, Buckinghamshire, MK10 9RG;
User or you any third party that accesses the Website and is not either (i) employed by Brocar LTD and acting in the course of their employment or (ii) engaged as a consultant or otherwise providing services to Brocar LTD and accessing the Website in connection with the provision of such services;
Website the website that you are currently using, www.brocarfinance.co.uk, and any sub-domains of this site unless expressly excluded by their own terms and conditions.

2. In this privacy policy, unless the context requires a different interpretation:

    1. a. a reference to a person includes firms, companies, government entities, trusts and partnerships;
      b. references to sub-clauses, clauses, schedules or appendices are to sub-clauses, clauses, schedules or appendices of this privacy policy;
      c. the singular includes the plural and vice versa;
    2. d.”including” is understood to mean “including without limitation”; reference to any statutory provision includes any modification or amendment of it;

      e. the headings and sub-headings do not form part of this privacy policy.

Scope of this privacy policy

3. This privacy policy applies solely to the actions of Brocar LTD and Users concerning this Website. It does not encompass any websites accessible from this Website, including, but not limited to, any links provided to social media websites.

4. For the purposes of applicable Data Protection Laws, Brocar LTD is the “data controller.” This signifies that Brocar LTD determines the purposes for which and the manner in which your Data is processed.

Data collected

5. We may collect the following Data, which includes personal information, from you:

  1. Name
  2. Date of birth
  3. Gender
  4. Job title
  5. Profession
  6. Contact information such as email addresses and telephone numbers
  7. Financial information such as credit/debit card numbers
  8. Employment information (including details of earnings)
  9. Bank details
  10. Address history

In each case, this collection is done in accordance with this privacy policy.

How we collect Data

We collect Data in the following ways:

  1. data is given to us by you;
  2. data is received from other sources;
  3. and data is collected automatically.

Data that is given to us by you

7. Brocar LTD will collect your Data in a number of ways, for example:

  1. when you contact us through the Website, by telephone, post, e-mail or through any other means;
  2. when you enter a competition or promotion through a social media channel;
  3. when you elect to receive marketing communications from us;
  4. when you use our services;

in each case, in accordance with this privacy policy.

Data that is received from third parties

8. Brocar LTD will receive Data about you from the following third parties:

  1. we may ask a Credit Reference Agency (CRA) to provide information about you, this is done to assess creditworthiness and product suitability, check your identity and prevent criminal activity;
  2. we may receive information about you from private or trade sellers to assist us in arranging a finance package for you.

Data that is collected automatically

9. To the extent that you access the Website, we will collect your Data automatically, for example:

  1. we automatically collect some information about your visit to the Website. This information helps us to make improvements to Website content and navigation, and includes your IP address, the date, times and frequency with which you access the Website and the way you use and interact with its content.

Keeping Data secure

10. We will use technical and organisational measures to safeguard your Data, for example:

  1. access to your account is controlled by a password and a user name that is unique to you.
  2. we store your Data on secure servers.
  3. payment details are encrypted using SSL technology (typically you will see a lock icon or green address bar (or both) in your browser when we use this technology.

11. Technical and organisational measures include measures to deal with any suspected data breach. If you suspect any misuse or loss or unauthorised access to your Data, please let us know immediately by contacting us via this e-mail address: marcus.gittens@brocarfinance.co.uk.

12. If you want detailed information from Get Safe Online on how to protect your information and your computers and devices against fraud, identity theft, viruses and many other online problems, please visit www.getsafeonline.org. Get Safe Online is supported by HM Government and leading businesses.

Data retention

13. Unless a longer retention period is required or permitted by law, we will only hold your Data on our systems for the period necessary to fulfil the purposes outlined in this privacy policy or until you request that the Data be deleted.

14. Even if we delete your Data, it may persist on backup or archival media for legal, tax or regulatory purposes.

Your rights

You have the following rights in relation to your Data:

  1. Right to access – the right to request (i) copies of the information we hold about you at any time, or (ii) that we modify, update or delete such information. If we provide you with access to the information we hold about you, we will not charge you for this, unless your request is “manifestly unfounded or excessive.” Where we are legally permitted to do so, we may refuse your request. If we refuse your request, we will tell you the reasons why.
  2. Right to correct – the right to have your Data rectified if it is inaccurate or incomplete.
  3. Right to erase – the right to request that we delete or remove your Data from our systems.
  4. Right to restrict our use of your Data – the right to “block” us from using your Data or limit the way in which we can use it.
  5. Right to data portability – the right to request that we move, copy or transfer your Data.
  6. Right to object – the right to object to our use of your Data including where we use it for our legitimate interests.

16. To make enquiries, exercise any of your rights set out above, or withdraw your consent to the processing of your Data (where consent is our legal basis for processing your Data), please contact us via this e-mail address: marcus.gittens@brocarfinance.co.uk.

17. If you are not satisfied with the way a complaint you make in relation to your Data is handled by us, you may be able to refer your complaint to the relevant data protection authority. For the UK, this is the Information Commissioner’s Office (ICO). The ICO’s contact details can be found on their website at https://ico.org.uk/.

18. It is important that the Data we hold about you is accurate and current. Please keep us informed if your Data changes during the period for which we hold it.

Links to other websites

19. This Website may, from time to time, provide links to other websites. We have no control over such websites and are not responsible for the content of these websites. This privacy policy does not extend to your use of such websites. You are advised to read the privacy policy or statement of other websites prior to using them.

Changes of business ownership and control

20. Brocar LTD may, from time to time, expand or reduce our business and this may involve the sale and/or the transfer of control of all or part of Brocar LTD. Data provided by Users will, where it is relevant to any part of our business so transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this privacy policy, be permitted to use the Data for the purposes for which it was originally supplied to us.

21. We may also disclose Data to a prospective purchaser of our business or any part of it.

22. In the above instances, we will take steps with the aim of ensuring your privacy is protected.

General

23. You may not transfer any of your rights under this privacy policy to any other person. We may transfer our rights under this privacy policy where we reasonably believe your rights will not be affected.

24. If any court or competent authority finds that any provision of this privacy policy (or part of any provision) is invalid, illegal or unenforceable, that provision or part-provision will, to the extent required, be deemed to be deleted, and the validity and enforceability of the other provisions of this privacy policy will not be affected.

25. Unless otherwise agreed, no delay, act or omission by a party in exercising any right or remedy will be deemed a waiver of that, or any other, right or remedy.

26. This Agreement will be governed by and interpreted according to the law of England and Wales. All disputes arising under the Agreement will be subject to the exclusive jurisdiction of the English and Welsh courts.

Changes to this privacy policy

27. Brocar LTD reserves the right to change this privacy policy as we may deem necessary from time to time or as may be required by law. Any changes will be immediately posted on the Website and you are deemed to have accepted the terms of the privacy policy on your first use of the Website following the alterations. You may contact Brocar LTD by email at admin@brocarfinance.co.uk.

Attribution

This privacy policy was created using a document from Rocket Lawyer (https://www.rocketlawyer.com/gb/en). This privacy policy was created on .

How we might share your information

The third parties with who we may need to share personal information to help us provide services and products to you are detailed within this section.

If you have any questions regarding this please contact us at enquiries@brocarfinance.co.uk

Mallard finance – https://www.mallardfinance.co.uk/pdf/privacy.pdf

Davenham – https://www.davenhamassetfinance.co.uk/davenham-asset-finance-privacy-notice.html

Glenside Finance – https://glensidefinance.co.uk/privacy-policy

Automoney – https://automoneymotorfinance.co.uk/privacy-policy/

Money Barn – https://www.moneybarn.com/privacy-policy/


Where and when we need your consent

There will be circumstances where we will only process your data if we have your consent to do so. For example, if you provide us with data that is classed as a special category of data such as health information, criminal records of convictions and offences, or allegations of criminal offences.

We will only process this with your permission (unless we feel the processing is necessary to protect your vital interests or if the law allows us to do so). You have a right at any time to ask us to stop the processing of that specific data